11/21/2023 0 Comments Rbc home protector contactUp-front payment of eligible medical expenses whenever possible.Unlimited coverage for eligible medical expenses 2.Unlike government health insurance plans, our insurance offers you: Plus, government health insurance plans don't guarantee coverage for special care (air ambulance or emergency dental services, for instance). It is your responsibility to seek information from your provincial or territorial health authority and to obtain supplementary travel insurance and understand the terms of your policy. Out-of-country health care can be costly, and your health plan may not cover any medical expenses abroad. They say:ĭo not rely on your provincial or territorial health plan to cover costs if you get sick or are injured while abroad. In fact, the Canadian Government (Foreign Affairs, Trade and Development Canada) urges Canadians to purchase supplemental health insurance when leaving the country. Government plans may not cover all emergency medical expenses once you leave your home province/territory and typically cover only a limited portion once you leave the country. We recommend that you carefully review your government health plan coverage. Please see the insurance documents for complete coverage details regarding trip extensions. If the top-up coverage you are purchasing requires you to complete health questions, you must complete the health questions. If you do NOT top-up your coverage for a trip, you will not be covered for any claims you make outside the period of insurance for that trip. You must pay the required top-up premium on or before the effective date of the top-up period.The terms, conditions and exclusions of the new top-up certificate apply to you.After your effective date and if you have had a medical condition Definition opens in new window during your trip, you must contact Allianz Global Assistance before your original expiry date to request approval for and to enroll in top-up coverage.After your effective date and if you have not had a medical condition Definition opens in new window during your trip, you must contact us at 1-80 before your original expiry date to purchase top-up coverage.Before your effective date, you may contact us at 1-80 to enroll in top-up coverage.You may purchase a top-up coverage for the additional number of days beyond the duration covered by your multi-trip annual plan as follows: If you've purchased a multi-trip annual plan, the following conditions apply:
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